It’s never too late to start setting some money aside for Christmas, but if you’re having a bit of trouble budgeting, help is at hand! To ensure you don’t break the bank, the Money Advice Service have built a Christmas budget planner tool. It’s easy to use and it’ll help you work out how much it’s all going to cost and how much you’ll have to spend.

Simply put in how much you already have set aside, and how much you can afford to save per day, then add the things you need to buy: presents, food, decorations, etc… The budget planner will turn red if you go over budget, so you can work out where you can make savings along the way.

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